Our people have delivered amazing work to support the banking community through the Covid-19 crisis, from helping banks to deliver billions of dollars of loans to their customers, to opening up our learning community to bank employees, from transitioning physical events to virtual ones and supporting people in their local communities. So we were delighted that these efforts were recognized by the Business Culture Awards when we won the 'Culture in a Crisis' accolade. Well done to all Temenosians.